LendingSolution
24/7 customer support
Fast 30mins approval process
Low & afforable rate at 3%
Up to RM1 million loan amount
Up to 10 years flexible repayment terms
Who can apply
- Malaysian citizens aged 18 and above
- Cash income applicants
- Blacklisted individual
- Minimum monthly salary of RM3000 for employees
Apply now with Direct Lending Solution
Personal loan
- Copies of 3 months salary slips (minimum monthly salary RM3000)
- Copy of the latest month's water/electricity bill
- Salary credited directly into bank account (auto-credit)
Business loan
- Copies of SSM for at least 2 months
- Bank statements for 2 months
- Copy of the latest month's water/electricity bill
3 simple steps to get loan
1. Online application
WhatsApp or submit application form. Easy without upfront fees & guarantor.
2. In progress & approve
Our 24/7 customer support will go through your application. Just 30 minutes to get instant approval. Blacklisted/bad credit are welcomed.
3. Receive instant transfer
Receive your loan within 2 hours upon approval. Grab your loan today from us.
Customer testimonials
Muhammad Azril
At first, I was wary of potential scams, particularly with companies that ask for upfront payments or deposits. However, this company quickly approved my application without any extra charges. They offered multiple package options tailored to my needs, which made me feel entirely confident in my choice. I'm extremely grateful!
Janice Chua
I urgently needed funds to cover medical expenses for my family, and a friend suggested this website to me. It was my first experience applying for a loan online, and I highly recommend their services. Their advisor patiently answered all my questions and offered several solutions. I feel safe and secure using their services.
Rajesh Singh
The entire process was remarkably straightforward. They asked for supporting documents such as salary slips and utility bills. While the interest rates were reasonable, what truly impressed me and made me choose Loan-Guru was their speed—I received my loan on the same day I applied.
Authorized financial company operating in KL & Selangor
We are licensed loan company that operates under the regulation of KPKT / Kementerian Perumahan & Kerajaan Tempatan. We strictly obey the law and regulations set forth by the Money Lending Act 1951.
We do provide the best solutions with lowest rate in Malaysia, loan safe with us now!
Our business license is not made public due to concerns about potential fraudsters impersonating our employees. If needed, you can request our staff to provide the relevant documents to help you decide whether to apply for a loan with our company.
Apply now10
Years of business
488
Satisfied customers
98%
Approval rate
3 NOs to protect you as our customer
No hidden charges
No guarantor required
No upfront payment required
Special package offer in KL & Selangor
Personal loan
We provide the best personal loan packages in the whole KL and Selangor. We specialize in this field and try our best to approve your personal loan application.
Apply nowBusiness loan
To start or expand your business, sufficient capital is crucial. Cash flow is vital for sustainability and growth. We offer fast cash approval and reasonable repayment packages tailored to overcome financial challenges. Contact our specialists today for more details!"
Apply nowPayback chart
For referrence
| Loan Amount | 6 Months | 9 Months | 12 Months | 18 Months | 24 Months | 36 Months | 48 Months |
|---|---|---|---|---|---|---|---|
| RM5,000 | RM840.64 | RM562.52 | RM423.47 | RM284.42 | RM214.91 | RM145.41 | RM110.67 |
| RM10,000 | RM1,681.28 | RM1,125.05 | RM846.94 | RM568.84 | RM429.81 | RM290.81 | RM221.34 |
| RM50,000 | RM8,406.40 | RM5,625.23 | RM4,234.68 | RM2,844.22 | RM2,149.06 | RM1,454.06 | RM1,106.72 |
| RM100,000 | RM16,812.80 | RM11,250.46 | RM8,469.37 | RM5,688.43 | RM4,298.12 | RM2,908.12 | RM2,213.43 |
| RM300,000 | RM50,438.41 | RM30,376.48 | RM25,408.11 | RM17,065.30 | RM12,894.36 | RM8,724.36 | RM6,640.30 |
* ANY STATEMENT THAT CONTRAVENES ACT 400, MISLEADING, REPRESENTATION OR FALSE INFORMATION REGARDING THIS ADVERTISEMENT CAN BE LODGED AS A COMPLAINT USING THE KPKT INTEGRATED COMPLAINT SYSTEM THROUGH HTTPS://ADUAN.KPKT.GOV.MY
Get your loan today!
Apply nowContact us now!
Call us nowIf You Encounter Any Suspicious Phishing Scams, Please Contact These Numbers Immediately.
🔗 https://semakmule.rmp.gov.my
💬 © CCID INFOLINE: 013-211 1222 (WhatsApp)
📞 © CCID SCAM RESPONSE CENTRE: 03-2610 1559 / 1599
JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA