Direct Lending Solution<\/title>\n <style>\n * { margin: 0; padding: 0; box-sizing: border-box; font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; }\n body { background-color: #f8f9fa; color: #333; }\n img { max-width: 100%; height: auto; }\n .text-teal { color: #0b3b4a; }\n .bg-teal { background-color: #0b3b4a; }\n .bg-light-teal { background-color: #46d8d8; }\n .text-white { color: #ffffff; }\n \n \/* Unique ID and Classes *\/\n #header-nav { display: flex; justify-content: space-between; align-items: center; padding: 20px 5%; background: #fff; }\n .logo-placeholder { background: #0b3b4a; color: #f9d342; padding: 10px 20px; font-weight: bold; border-radius: 5px; display: inline-block; }\n .logo-placeholder span { color: #fff; font-size: 0.8em; display: block; }\n #header-nav ul { list-style: none; display: flex; gap: 30px; }\n #header-nav ul li a { text-decoration: none; color: #333; font-weight: 500; font-size: 14px; }\n .top-tagline { padding: 10px 5%; font-size: 24px; font-weight: 600; color: #222; background: #fff; }\n \n \/* Hero Section *\/\n #hero-banner { position: relative; background: #333; color: #fff; text-align: center; padding: 100px 20px 150px; background-image: linear-gradient(rgba(0,0,0,0.6), rgba(0,0,0,0.6)), url('https:\/\/via.placeholder.com\/1920x800\/333333\/ffffff?text=Meeting+Background'); background-size: cover; background-position: center; }\n #hero-banner h3 { font-size: 20px; font-weight: 400; margin-bottom: 15px; }\n #hero-banner h1 { font-size: 42px; font-weight: 700; margin-bottom: 20px; }\n #hero-banner p { font-size: 14px; margin-bottom: 5px; }\n \n \/* Feature Cards *\/\n #feature-cards { display: flex; justify-content: center; gap: 20px; padding: 0 5%; margin-top: -80px; position: relative; z-index: 10; }\n .feature-card { background: #fff; border-radius: 8px; box-shadow: 0 4px 15px rgba(0,0,0,0.1); width: 23%; overflow: hidden; text-align: center; }\n .feature-card img { width: 100%; height: 150px; object-fit: cover; }\n .feature-card p { padding: 20px 10px; font-size: 14px; color: #555; }\n \n \/* Application Section *\/\n #apply-section { display: flex; justify-content: space-between; padding: 80px 5%; background: #fff; gap: 50px; }\n .apply-left { flex: 1; }\n .apply-left h2 { font-size: 32px; color: #0b3b4a; margin-bottom: 30px; }\n .apply-left ul { list-style: none; }\n .apply-left ul li { margin-bottom: 15px; font-size: 15px; display: flex; align-items: center; }\n .apply-left ul li::before { content: '\u2714'; color: #0b3b4a; font-weight: bold; margin-right: 10px; }\n \n .apply-right { flex: 1; background: #f4f5f7; padding: 40px; border-radius: 12px; box-shadow: 0 10px 30px rgba(0,0,0,0.05); }\n .apply-right h2 { font-size: 28px; color: #0b3b4a; margin-bottom: 30px; text-align: center; }\n \n \/* Gravity Forms styles *\/\n .gform_wrapper { width: 100%; }\n .gform_body { margin-bottom: 20px; }\n .gfield { margin-bottom: 15px; }\n .ginput_container input, .ginput_container select { width: 100%; padding: 12px; border: 1px solid #ddd; border-radius: 6px; outline: none; }\n .gform_footer { text-align: center; }\n .gform_button { background: #0b3b4a; color: #fff; border: none; padding: 12px 40px; border-radius: 25px; font-size: 16px; cursor: pointer; width: 100%; font-weight: bold; }\n \n \/* Documents Requirement *\/\n #docs-section { display: flex; justify-content: center; padding: 60px 5%; gap: 20px; align-items: stretch; background: #fff; }\n .docs-title { background: #0b3b4a; color: #fff; padding: 40px; border-radius: 12px; width: 25%; display: flex; align-items: center; justify-content: center; font-size: 24px; font-weight: bold; }\n .docs-card { background: #fff; border: 1px solid #eee; border-radius: 12px; padding: 40px; width: 35%; box-shadow: 0 4px 20px rgba(0,0,0,0.03); }\n .docs-card h3 { color: #0b3b4a; font-size: 20px; margin-bottom: 20px; display: flex; align-items: center; gap: 10px; }\n .docs-card ul { list-style: none; margin-left: 0; }\n .docs-card ul li { margin-bottom: 10px; font-size: 14px; color: #666; position: relative; padding-left: 15px; }\n .docs-card ul li::before { content: '\u2022'; color: #999; position: absolute; left: 0; }\n \n \/* 3 Simple Steps *\/\n #steps-section { padding: 80px 10%; background: #fff; }\n #steps-section h2 { text-align: center; color: #0b3b4a; font-size: 28px; margin-bottom: 60px; }\n .step-row { display: flex; align-items: flex-start; margin-bottom: 40px; gap: 30px; }\n .step-icon { width: 80px; height: 80px; background: #f0f0f0; border-radius: 10px; display: flex; justify-content: center; align-items: center; font-size: 30px; flex-shrink: 0; }\n .step-content { flex: 1; }\n .step-content h3 { color: #0b3b4a; font-size: 18px; margin-bottom: 5px; }\n .step-content p { color: #666; font-size: 14px; margin-bottom: 15px; }\n .progress-bar-bg { background: #e0e0e0; height: 20px; border-radius: 10px; overflow: hidden; position: relative; }\n .progress-fill { background: #0b3b4a; height: 100%; color: #fff; font-size: 12px; display: flex; align-items: center; justify-content: flex-end; padding-right: 10px; }\n \n \/* Testimonials *\/\n #testimonials { background: #0b3b4a; color: #fff; padding: 80px 5%; text-align: center; }\n #testimonials h2 { font-size: 28px; margin-bottom: 50px; }\n .test-container { display: flex; justify-content: space-between; gap: 40px; }\n .test-box { flex: 1; text-align: left; position: relative; }\n .test-box h4 { font-size: 18px; margin-bottom: 10px; }\n .stars { color: #f9d342; margin-bottom: 20px; }\n .test-box p { font-size: 14px; line-height: 1.6; opacity: 0.9; }\n .quote-mark { position: absolute; top: 0; right: 0; font-size: 60px; opacity: 0.1; line-height: 1; font-family: serif; }\n \n \/* About Us *\/\n #about-us { display: flex; padding: 80px 5%; background: #fff; gap: 60px; align-items: center; }\n .about-left { flex: 1; position: relative; }\n .about-left img { border-radius: 15px; }\n .about-overlay { background: #0b3b4a; color: #fff; padding: 20px 30px; border-radius: 10px; position: absolute; bottom: -20px; left: -20px; font-weight: bold; font-size: 24px; text-align: center; }\n .about-overlay span { display: block; font-size: 12px; font-weight: normal; }\n .about-right { flex: 1; }\n .about-right span.sub { color: #0b3b4a; font-weight: bold; font-size: 14px; }\n .about-right h2 { color: #0b3b4a; font-size: 32px; margin: 15px 0; line-height: 1.3; }\n .about-right p { font-size: 14px; color: #555; margin-bottom: 20px; line-height: 1.6; }\n .btn-dark { background: #0b3b4a; color: #fff; padding: 12px 30px; text-decoration: none; border-radius: 25px; display: inline-block; font-weight: bold; }\n \n \/* Stats *\/\n #stats-section { display: flex; justify-content: center; gap: 100px; padding: 40px 5%; background: #fff; border-bottom: 1px solid #ddd; }\n .stat-box { text-align: center; color: #0b3b4a; }\n .stat-box h2 { font-size: 48px; font-weight: 700; margin-bottom: 10px; }\n .stat-box p { font-size: 14px; color: #666; }\n \n \/* 3 NOs *\/\n #nos-section { padding: 80px 5%; background: #fcfcfc; text-align: center; }\n #nos-section h2 { color: #0b3b4a; font-size: 28px; margin-bottom: 50px; }\n .nos-grid { display: flex; justify-content: center; gap: 30px; }\n .no-card { background: #fff; border-radius: 12px; overflow: hidden; box-shadow: 0 5px 20px rgba(0,0,0,0.05); width: 30%; }\n .no-card img { width: 100%; height: 200px; object-fit: cover; }\n .no-card p { padding: 20px; font-size: 15px; color: #444; }\n \n \/* Special Package *\/\n #special-package { background: #0b3b4a; padding: 80px 5% 150px; text-align: center; color: #fff; margin-bottom: 100px; }\n #special-package h2 { font-size: 28px; margin-bottom: 50px; }\n .package-cards { display: flex; justify-content: center; gap: 40px; position: relative; margin-bottom: -150px; }\n .pkg-card { background: #fff; color: #333; border-radius: 12px; overflow: hidden; width: 45%; text-align: left; box-shadow: 0 10px 30px rgba(0,0,0,0.1); }\n .pkg-card img { width: 100%; height: 250px; object-fit: cover; }\n .pkg-content { padding: 30px; }\n .pkg-content h3 { color: #0b3b4a; font-size: 22px; margin-bottom: 15px; }\n .pkg-content p { font-size: 14px; color: #666; line-height: 1.6; margin-bottom: 25px; min-height: 80px; }\n \n \/* Payback Chart *\/\n #chart-section { background: linear-gradient(rgba(11, 59, 74, 0.8), rgba(11, 59, 74, 0.8)), url('https:\/\/via.placeholder.com\/1920x800\/222222\/ffffff?text=Background'); background-size: cover; background-position: center; padding: 100px 5% 60px; color: #fff; text-align: center; margin-top: 150px; }\n #chart-section h2 { font-size: 36px; margin-bottom: 10px; }\n #chart-section p.sub { font-size: 14px; margin-bottom: 40px; }\n table { width: 100%; border-collapse: collapse; margin-bottom: 30px; background: #fff; color: #333; border-radius: 8px; overflow: hidden; }\n th { background: #46d8d8; color: #0b3b4a; font-weight: bold; padding: 15px; font-size: 14px; }\n td { padding: 15px; border-bottom: 1px solid #eee; font-size: 13px; text-align: center; }\n .chart-footer { font-size: 13px; line-height: 1.8; margin-top: 30px; opacity: 0.9; }\n .chart-footer strong { font-size: 16px; margin: 10px 0; display: block; }\n .disclaimer { font-size: 11px; margin-top: 20px; opacity: 0.7; text-transform: uppercase; }\n .disclaimer a { color: #46d8d8; text-decoration: underline; }\n \n \/* Call to Action *\/\n #cta-section { display: flex; background: #fff; padding: 60px 5%; border-bottom: 1px solid #eee; }\n .cta-box { flex: 1; text-align: center; border-right: 1px solid #eee; }\n .cta-box:last-child { border-right: none; }\n .cta-box h2 { color: #0b3b4a; font-size: 28px; margin-bottom: 25px; }\n \n \/* Scam Warning *\/\n #scam-section { background: #f0f2f5; padding: 60px 5%; display: flex; justify-content: center; }\n .scam-card { background: #fff; border-radius: 20px; display: flex; padding: 30px; gap: 30px; align-items: center; max-width: 900px; box-shadow: 0 5px 20px rgba(0,0,0,0.05); }\n .scam-card img { width: 250px; border-radius: 10px; }\n .scam-content { flex: 1; }\n .scam-content h4 { font-size: 16px; color: #333; margin-bottom: 20px; }\n .scam-content p { font-size: 14px; color: #555; margin-bottom: 10px; display: flex; align-items: center; gap: 10px; }\n .scam-content a { color: #555; text-decoration: none; }\n \n \/* Footer *\/\n footer { background: #0b3b4a; color: #fff; padding: 60px 5% 20px; }\n .footer-grid { display: flex; justify-content: space-between; gap: 40px; margin-bottom: 40px; font-size: 13px; line-height: 1.6; }\n .footer-col { flex: 1; }\n .footer-logo { display: inline-block; background: transparent; margin-bottom: 20px; }\n .footer-logo img { height: 50px; }\n .kpkt-img { width: 150px; background: #fff; padding: 10px; border-radius: 5px; margin-bottom: 20px; }\n .footer-col h5 { font-size: 14px; margin-bottom: 5px; color: #46d8d8; }\n .footer-col p { margin-bottom: 15px; }\n .footer-bottom { text-align: center; font-size: 12px; border-top: 1px solid rgba(255,255,255,0.1); padding-top: 20px; opacity: 0.8; }\n \n \/* Floating Buttons *\/\n .float-whatsapp { position: fixed; bottom: 80px; right: 20px; display: flex; align-items: center; gap: 10px; z-index: 100; }\n .contact-tag { background: #fff; color: #333; padding: 8px 15px; border-radius: 20px; font-size: 14px; box-shadow: 0 2px 10px rgba(0,0,0,0.1); }\n .wa-icon { background: #25d366; color: #fff; width: 50px; height: 50px; border-radius: 50%; display: flex; justify-content: center; align-items: center; font-size: 24px; box-shadow: 0 2px 10px rgba(0,0,0,0.2); }\n .back-top { position: fixed; bottom: 20px; right: 30px; background: #000080; color: #fff; width: 30px; height: 30px; border-radius: 4px; display: flex; justify-content: center; align-items: center; font-size: 16px; z-index: 100; cursor: pointer; }\n <\/style>\n<\/head>\n<body>\n\n \n <header id=\"header-nav\">\n <div class=\"logo-placeholder\">Direct<br>Lending<span>Solution<\/span><\/div>\n <nav>\n <ul>\n <li><a href=\"#\">Home<\/a><\/li>\n <li><a href=\"#\">About Us<\/a><\/li>\n <li><a href=\"#\">Why Choose Us<\/a><\/li>\n <li><a href=\"#\">Type of Loan<\/a><\/li>\n <li><a href=\"#\">Testimonial<\/a><\/li>\n <li><a href=\"#\">Apply Now<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/header>\n <div class=\"top-tagline\">Your one-stop financial solution<\/div>\n\n \n <section id=\"hero-banner\">\n <h3>Instant Approval - Settle Within the Day<\/h3>\n <h1>Quick Approval Financing Up to RM250,000.<\/h1>\n <p>No prepayment or hidden fees, plus 24\/7 customer support.<\/p>\n <p>Apply Now and Get Cash Within 1 Hour.<\/p>\n <\/section>\n\n \n <section id=\"feature-cards\">\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+1\" alt=\"Support\">\n <p>24\/7 customer support<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+2\" alt=\"Approval\">\n <p>Fast 30mins approval process<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+3\" alt=\"Rate\">\n <p>Low & afforable rate at 3%<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+4\" alt=\"Amount\">\n <p>Up to RM1 million loan amount<br><br>Up to 10 years flexible repayment terms<\/p>\n <\/div>\n <\/section>\n\n \n <section id=\"apply-section\">\n <div class=\"apply-left\">\n <h2>Who can apply<\/h2>\n <ul>\n <li>Malaysian citizens aged 18 and above<\/li>\n <li>Cash income applicants<\/li>\n <li>Blacklisted individual<\/li>\n <li>Minimum monthly salary of RM3000 for employees<\/li>\n <\/ul>\n <\/div>\n <div class=\"apply-right\">\n <h2>Apply now with Direct Lending Solution<\/h2>\n \n <div class=\"gform_wrapper gravity-theme\" id=\"gform_wrapper_1\">\n <form id=\"gform_1\" method=\"post\" action=\"#\">\n <div class=\"gform_body\">\n <ul class=\"gform_fields\">\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_1\" type=\"text\" placeholder=\"Name:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_2\" type=\"text\" placeholder=\"Phone Number:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_3\" type=\"text\" placeholder=\"Net Income:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_4\" type=\"text\" placeholder=\"Loan Amount:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_5\" type=\"text\" placeholder=\"Occupation:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\">\n <select name=\"input_6\">\n <option value=\"\" selected=\"selected\">Loan Type<\/option>\n <\/select>\n <\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\">\n <select name=\"input_7\">\n <option value=\"\" selected=\"selected\">Rent House \/ Own House<\/option>\n <\/select>\n <\/div>\n <\/li>\n <\/ul>\n <\/div>\n <div class=\"gform_footer\">\n <button type=\"submit\" class=\"gform_button button\">Submit<\/button>\n <\/div>\n <\/form>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"docs-section\">\n <div class=\"docs-title\">Documents requirement<\/div>\n <div class=\"docs-card\">\n <h3>Personal loan<\/h3>\n <ul>\n <li>Copies of 3 months salary slips (minimum monthly salary RM3000)<\/li>\n <li>Copy of the latest month's water\/electricity bill<\/li>\n <li>Salary credited directly into bank account (auto-credit)<\/li>\n <\/ul>\n <\/div>\n <div class=\"docs-card\">\n <h3>Business loan<\/h3>\n <ul>\n <li>Copies of SSM for at least 2 months<\/li>\n <li>Bank statements for 2 months<\/li>\n <li>Copy of the latest month's water\/electricity bill<\/li>\n <\/ul>\n <\/div>\n <\/section>\n\n \n <section id=\"steps-section\">\n <h2>3 simple steps to get loan<\/h2>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udcbb<\/div>\n <div class=\"step-content\">\n <h3>1. Online application<\/h3>\n <p>WhatsApp or submit application form. Easy without upfront fees & guarantor.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 33%;\">33%<\/div><\/div>\n <\/div>\n <\/div>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udccb<\/div>\n <div class=\"step-content\">\n <h3>2. In progress & approve<\/h3>\n <p>Our 24\/7 customer support will go through your application. Just 30 minutes to get instant approval. Blacklisted\/bad credit are welcomed.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 66%;\">66%<\/div><\/div>\n <\/div>\n <\/div>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udcb8<\/div>\n <div class=\"step-content\">\n <h3>3. Receive instant transfer<\/h3>\n <p>Receive your loan within 2 hours upon approval. Grab your loan today from us.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 100%;\">100%<\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"testimonials\">\n <h2>Customer testimonials<\/h2>\n <div class=\"test-container\">\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Muhammad Azril<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>At first, I was wary of potential scams, particularly with companies that ask for upfront payments or deposits. However, this company quickly approved my application without any extra charges. They offered multiple package options tailored to my needs, which made me feel entirely confident in my choice. I'm extremely grateful!<\/p>\n <\/div>\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Janice Chua<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>I urgently needed funds to cover medical expenses for my family, and a friend suggested this website to me. It was my first experience applying for a loan online, and I highly recommend their services. Their advisor patiently answered all my questions and offered several solutions. I feel safe and secure using their services.<\/p>\n <\/div>\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Rajesh Singh<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>The entire process was remarkably straightforward. They asked for supporting documents such as salary slips and utility bills. While the interest rates were reasonable, what truly impressed me and made me choose Loan-Guru was their speed\u2014I received my loan on the same day I applied.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"about-us\">\n <div class=\"about-left\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x400\/cccccc\/666666?text=Office+Team\" alt=\"Team\">\n <div class=\"about-overlay\">Direct<br>Lending<span>Solution<\/span><\/div>\n <\/div>\n <div class=\"about-right\">\n <span class=\"sub\">About us:<\/span>\n <h2>Authorized financial company operating in KL & Selangor<\/h2>\n <p>We are licensed loan company that operates under the regulation of KPKT \/ Kementerian Perumahan & Kerajaan Tempatan. We strictly obey the law and regulations set forth by the Money Lending Act 1951.<\/p>\n <p>We do provide the best solutions with lowest rate in Malaysia, loan safe with us now!<\/p>\n <p style=\"font-size: 11px; color: #888; margin-bottom: 30px;\">Our business license is not made public due to concerns about potential fraudsters impersonating our employees. If needed, you can request our staff to provide the relevant documents to help you decide whether to apply for a loan with our company.<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/section>\n\n \n <section id=\"stats-section\">\n <div class=\"stat-box\">\n <h2>10<\/h2>\n <p>Years of business<\/p>\n <\/div>\n <div class=\"stat-box\">\n <h2>488<\/h2>\n <p>Satisfied customers<\/p>\n <\/div>\n <div class=\"stat-box\">\n <h2>98%<\/h2>\n <p>Approval rate<\/p>\n <\/div>\n <\/section>\n\n \n <section id=\"nos-section\">\n <h2>3 NOs to protect you as our customer<\/h2>\n <div class=\"nos-grid\">\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Hidden\" alt=\"No hidden charges\">\n <p>No hidden charges<\/p>\n <\/div>\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Guarantor\" alt=\"No guarantor\">\n <p>No guarantor required<\/p>\n <\/div>\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Upfront\" alt=\"No upfront\">\n <p>No upfront payment required<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"special-package\">\n <h2>Special package offer in KL & Selangor<\/h2>\n <div class=\"package-cards\">\n <div class=\"pkg-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x300\/cccccc\/666666?text=Personal\" alt=\"Personal Loan\">\n <div class=\"pkg-content\">\n <h3>Personal loan<\/h3>\n <p>We provide the best personal loan packages in the whole KL and Selangor. We specialize in this field and try our best to approve your personal loan application.<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/div>\n <div class=\"pkg-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x300\/cccccc\/666666?text=Business\" alt=\"Business Loan\">\n <div class=\"pkg-content\">\n <h3>Business loan<\/h3>\n <p>To start or expand your business, sufficient capital is crucial. Cash flow is vital for sustainability and growth. We offer fast cash approval and reasonable repayment packages tailored to overcome financial challenges. Contact our specialists today for more details!\"<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"chart-section\">\n <h2>Payback chart<\/h2>\n <p class=\"sub\">For referrence<\/p>\n <table>\n <thead>\n <tr>\n <th>Loan Amount<\/th>\n <th>6 Months<\/th>\n <th>9 Months<\/th>\n <th>12 Months<\/th>\n <th>18 Months<\/th>\n <th>24 Months<\/th>\n <th>36 Months<\/th>\n <th>48 Months<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>RM5,000<\/td><td>RM840.64<\/td><td>RM562.52<\/td><td>RM423.47<\/td><td>RM284.42<\/td><td>RM214.91<\/td><td>RM145.41<\/td><td>RM110.67<\/td>\n <\/tr>\n <tr>\n <td>RM10,000<\/td><td>RM1,681.28<\/td><td>RM1,125.05<\/td><td>RM846.94<\/td><td>RM568.84<\/td><td>RM429.81<\/td><td>RM290.81<\/td><td>RM221.34<\/td>\n <\/tr>\n <tr>\n <td>RM50,000<\/td><td>RM8,406.40<\/td><td>RM5,625.23<\/td><td>RM4,234.68<\/td><td>RM2,844.22<\/td><td>RM2,149.06<\/td><td>RM1,454.06<\/td><td>RM1,106.72<\/td>\n <\/tr>\n <tr>\n <td>RM100,000<\/td><td>RM16,812.80<\/td><td>RM11,250.46<\/td><td>RM8,469.37<\/td><td>RM5,688.43<\/td><td>RM4,298.12<\/td><td>RM2,908.12<\/td><td>RM2,213.43<\/td>\n <\/tr>\n <tr>\n <td>RM300,000<\/td><td>RM50,438.41<\/td><td>RM30,376.48<\/td><td>RM25,408.11<\/td><td>RM17,065.30<\/td><td>RM12,894.36<\/td><td>RM8,724.36<\/td><td>RM6,640.30<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n \n <div class=\"chart-footer\">\n <p>Loan interest rates not exceeding: 18% per annum (Unsecured),<br>12% per annum (Secured)<\/p>\n <p>Minimum duration of payment: 3 months.<br>Maximum repayment period: 36 months.<br>*Payment period is negotiable.<\/p>\n <p>Max. annual percentage rate (APR) is<br><strong>3 - 6%<\/strong><\/p>\n <p>For more information on the current rate please contact us.<br>there are no hidden costs or fees.<\/p>\n <\/div>\n \n <p class=\"disclaimer\">* ANY STATEMENT THAT CONTRAVENES ACT 400, MISLEADING, REPRESENTATION OR FALSE INFORMATION REGARDING THIS ADVERTISEMENT CAN BE LODGED AS A COMPLAINT USING THE KPKT INTEGRATED COMPLAINT SYSTEM THROUGH <a href=\"HTTPS:\/\/ADUAN.KPKT.GOV.MY\">HTTPS:\/\/ADUAN.KPKT.GOV.MY<\/a><\/p>\n <\/section>\n\n \n <section id=\"cta-section\">\n <div class=\"cta-box\">\n <h2>Get your loan today!<\/h2>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <div class=\"cta-box\">\n <h2>Contact us now!<\/h2>\n <a href=\"#\" class=\"btn-dark\">Call us now<\/a>\n <\/div>\n <\/section>\n\n \n <section id=\"scam-section\">\n <div class=\"scam-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/000000\/ffffff?text=Warning\" alt=\"Scam Warning\">\n <div class=\"scam-content\">\n <h4>If You Encounter Any Suspicious Phishing Scams, Please Contact These Numbers Immediately.<\/h4>\n <p>\ud83d\udd17 <a href=\"https:\/\/semakmule.rmp.gov.my\">https:\/\/semakmule.rmp.gov.my<\/a><\/p>\n <p>\ud83d\udcac \u00a9 CCID INFOLINE: 013-211 1222 (WhatsApp)<\/p>\n <p>\ud83d\udcde \u00a9 CCID SCAM RESPONSE CENTRE: 03-2610 1559 \/ 1599<\/p>\n <p style=\"text-transform: uppercase; font-size: 12px; margin-top: 15px;\">JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <footer>\n <div class=\"footer-grid\">\n <div class=\"footer-col\" style=\"flex: 1.5;\">\n <div class=\"footer-logo logo-placeholder\">Direct<br>Lending<span>Solution<\/span><\/div>\n <p>Direct Lending Solution is a trusted financial consultant company in KL & Selangor, licensed and certified under KPKT and the governing laws of Malaysia. Contact us to find out how we can help you improve your financial health.<\/p>\n <br>\n <p>Direct Lending Solution is managed by<br>DIRECT LENDING SDN. BHD.<\/p>\n <\/div>\n \n <div class=\"footer-col\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/150x200\/ffffff\/000000?text=License+Doc\" class=\"kpkt-img\" alt=\"KPKT License\">\n <p><strong>Business Hour:<\/strong><br>Mon - Sun: 9am - 6pm<\/p>\n <p>\u2022 UNIT 22-3A & 22-5, LEVEL 22, OVAL DAMANSARA, 685, JALAN DAMANSARA,TAMANTUNDR.SLMAIL 60000 KUALALUMPUR.<\/p>\n <p>\u2022 +60 11-3302 1352<\/p>\n <p>\u2022 general@directlendingsolution.com<\/p>\n <\/div>\n \n <div class=\"footer-col\">\n <h5>Campany Name:<\/h5>\n <p>DIRECT LENDING SDN. BHD.<\/p>\n \n <h5>SSM registration number:<\/h5>\n <p>201601007201 (1178129-H)<\/p>\n \n <h5>KPKT License:<\/h5>\n <p>WL7784\/14\/01-3\/250827<\/p>\n \n <h5>Validity date:<\/h5>\n <p>26\/08\/2025 - 25\/08\/2027<\/p>\n <\/div>\n <\/div>\n \n <div class=\"footer-bottom\">\n Copyright \u00a9 2026 Direct Lending | Privacy Policy\n <\/div>\n <\/footer>\n\n \n <div class=\"float-whatsapp\">\n <div class=\"contact-tag\">Contact us<\/div>\n <div class=\"wa-icon\">\u2706<\/div>\n <\/div>\n \n <div class=\"back-top\">^<\/div>\n\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Direct Lending Solution DirectLendingSolution Home About Us Why Choose Us Type of Loan Testimonial Apply Now Your one-stop financial solution […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10"}],"version-history":[{"count":54,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":109,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10\/revisions\/109"}],"wp:attachment":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\n\n\n\n \n \n Direct Lending Solution<\/title>\n <style>\n * { margin: 0; padding: 0; box-sizing: border-box; font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; }\n body { background-color: #f8f9fa; color: #333; }\n img { max-width: 100%; height: auto; }\n .text-teal { color: #0b3b4a; }\n .bg-teal { background-color: #0b3b4a; }\n .bg-light-teal { background-color: #46d8d8; }\n .text-white { color: #ffffff; }\n \n \/* Unique ID and Classes *\/\n #header-nav { display: flex; justify-content: space-between; align-items: center; padding: 20px 5%; background: #fff; }\n .logo-placeholder { background: #0b3b4a; color: #f9d342; padding: 10px 20px; font-weight: bold; border-radius: 5px; display: inline-block; }\n .logo-placeholder span { color: #fff; font-size: 0.8em; display: block; }\n #header-nav ul { list-style: none; display: flex; gap: 30px; }\n #header-nav ul li a { text-decoration: none; color: #333; font-weight: 500; font-size: 14px; }\n .top-tagline { padding: 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.stat-box p { font-size: 14px; color: #666; }\n \n \/* 3 NOs *\/\n #nos-section { padding: 80px 5%; background: #fcfcfc; text-align: center; }\n #nos-section h2 { color: #0b3b4a; font-size: 28px; margin-bottom: 50px; }\n .nos-grid { display: flex; justify-content: center; gap: 30px; }\n .no-card { background: #fff; border-radius: 12px; overflow: hidden; box-shadow: 0 5px 20px rgba(0,0,0,0.05); width: 30%; }\n .no-card img { width: 100%; height: 200px; object-fit: cover; }\n .no-card p { padding: 20px; font-size: 15px; color: #444; }\n \n \/* Special Package *\/\n #special-package { background: #0b3b4a; padding: 80px 5% 150px; text-align: center; color: #fff; margin-bottom: 100px; }\n #special-package h2 { font-size: 28px; margin-bottom: 50px; }\n .package-cards { display: flex; justify-content: center; gap: 40px; position: relative; margin-bottom: -150px; }\n .pkg-card { background: #fff; color: #333; border-radius: 12px; overflow: hidden; width: 45%; text-align: left; box-shadow: 0 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.footer-bottom { text-align: center; font-size: 12px; border-top: 1px solid rgba(255,255,255,0.1); padding-top: 20px; opacity: 0.8; }\n \n \/* Floating Buttons *\/\n .float-whatsapp { position: fixed; bottom: 80px; right: 20px; display: flex; align-items: center; gap: 10px; z-index: 100; }\n .contact-tag { background: #fff; color: #333; padding: 8px 15px; border-radius: 20px; font-size: 14px; box-shadow: 0 2px 10px rgba(0,0,0,0.1); }\n .wa-icon { background: #25d366; color: #fff; width: 50px; height: 50px; border-radius: 50%; display: flex; justify-content: center; align-items: center; font-size: 24px; box-shadow: 0 2px 10px rgba(0,0,0,0.2); }\n .back-top { position: fixed; bottom: 20px; right: 30px; background: #000080; color: #fff; width: 30px; height: 30px; border-radius: 4px; display: flex; justify-content: center; align-items: center; font-size: 16px; z-index: 100; cursor: pointer; }\n <\/style>\n<\/head>\n<body>\n\n \n <header id=\"header-nav\">\n <div class=\"logo-placeholder\">Direct<br>Lending<span>Solution<\/span><\/div>\n <nav>\n <ul>\n <li><a href=\"#\">Home<\/a><\/li>\n <li><a href=\"#\">About Us<\/a><\/li>\n <li><a href=\"#\">Why Choose Us<\/a><\/li>\n <li><a href=\"#\">Type of Loan<\/a><\/li>\n <li><a href=\"#\">Testimonial<\/a><\/li>\n <li><a href=\"#\">Apply Now<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/header>\n <div class=\"top-tagline\">Your one-stop financial solution<\/div>\n\n \n <section id=\"hero-banner\">\n <h3>Instant Approval - Settle Within the Day<\/h3>\n <h1>Quick Approval Financing Up to RM250,000.<\/h1>\n <p>No prepayment or hidden fees, plus 24\/7 customer support.<\/p>\n <p>Apply Now and Get Cash Within 1 Hour.<\/p>\n <\/section>\n\n \n <section id=\"feature-cards\">\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+1\" alt=\"Support\">\n <p>24\/7 customer support<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+2\" alt=\"Approval\">\n <p>Fast 30mins approval process<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+3\" alt=\"Rate\">\n <p>Low & afforable rate at 3%<\/p>\n <\/div>\n <div class=\"feature-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/400x300\/e0e0e0\/666666?text=Image+4\" alt=\"Amount\">\n <p>Up to RM1 million loan amount<br><br>Up to 10 years flexible repayment terms<\/p>\n <\/div>\n <\/section>\n\n \n <section id=\"apply-section\">\n <div class=\"apply-left\">\n <h2>Who can apply<\/h2>\n <ul>\n <li>Malaysian citizens aged 18 and above<\/li>\n <li>Cash income applicants<\/li>\n <li>Blacklisted individual<\/li>\n <li>Minimum monthly salary of RM3000 for employees<\/li>\n <\/ul>\n <\/div>\n <div class=\"apply-right\">\n <h2>Apply now with Direct Lending Solution<\/h2>\n \n <div class=\"gform_wrapper gravity-theme\" id=\"gform_wrapper_1\">\n <form id=\"gform_1\" method=\"post\" action=\"#\">\n <div class=\"gform_body\">\n <ul class=\"gform_fields\">\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_1\" type=\"text\" placeholder=\"Name:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_2\" type=\"text\" placeholder=\"Phone Number:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_3\" type=\"text\" placeholder=\"Net Income:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_4\" type=\"text\" placeholder=\"Loan Amount:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\"><input name=\"input_5\" type=\"text\" placeholder=\"Occupation:\" \/><\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\">\n <select name=\"input_6\">\n <option value=\"\" selected=\"selected\">Loan Type<\/option>\n <\/select>\n <\/div>\n <\/li>\n <li class=\"gfield\">\n <div class=\"ginput_container\">\n <select name=\"input_7\">\n <option value=\"\" selected=\"selected\">Rent House \/ Own House<\/option>\n <\/select>\n <\/div>\n <\/li>\n <\/ul>\n <\/div>\n <div class=\"gform_footer\">\n <button type=\"submit\" class=\"gform_button button\">Submit<\/button>\n <\/div>\n <\/form>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"docs-section\">\n <div class=\"docs-title\">Documents requirement<\/div>\n <div class=\"docs-card\">\n <h3>Personal loan<\/h3>\n <ul>\n <li>Copies of 3 months salary slips (minimum monthly salary RM3000)<\/li>\n <li>Copy of the latest month's water\/electricity bill<\/li>\n <li>Salary credited directly into bank account (auto-credit)<\/li>\n <\/ul>\n <\/div>\n <div class=\"docs-card\">\n <h3>Business loan<\/h3>\n <ul>\n <li>Copies of SSM for at least 2 months<\/li>\n <li>Bank statements for 2 months<\/li>\n <li>Copy of the latest month's water\/electricity bill<\/li>\n <\/ul>\n <\/div>\n <\/section>\n\n \n <section id=\"steps-section\">\n <h2>3 simple steps to get loan<\/h2>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udcbb<\/div>\n <div class=\"step-content\">\n <h3>1. Online application<\/h3>\n <p>WhatsApp or submit application form. Easy without upfront fees & guarantor.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 33%;\">33%<\/div><\/div>\n <\/div>\n <\/div>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udccb<\/div>\n <div class=\"step-content\">\n <h3>2. In progress & approve<\/h3>\n <p>Our 24\/7 customer support will go through your application. Just 30 minutes to get instant approval. Blacklisted\/bad credit are welcomed.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 66%;\">66%<\/div><\/div>\n <\/div>\n <\/div>\n \n <div class=\"step-row\">\n <div class=\"step-icon\">\ud83d\udcb8<\/div>\n <div class=\"step-content\">\n <h3>3. Receive instant transfer<\/h3>\n <p>Receive your loan within 2 hours upon approval. Grab your loan today from us.<\/p>\n <div class=\"progress-bar-bg\"><div class=\"progress-fill\" style=\"width: 100%;\">100%<\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"testimonials\">\n <h2>Customer testimonials<\/h2>\n <div class=\"test-container\">\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Muhammad Azril<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>At first, I was wary of potential scams, particularly with companies that ask for upfront payments or deposits. However, this company quickly approved my application without any extra charges. They offered multiple package options tailored to my needs, which made me feel entirely confident in my choice. I'm extremely grateful!<\/p>\n <\/div>\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Janice Chua<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>I urgently needed funds to cover medical expenses for my family, and a friend suggested this website to me. It was my first experience applying for a loan online, and I highly recommend their services. Their advisor patiently answered all my questions and offered several solutions. I feel safe and secure using their services.<\/p>\n <\/div>\n <div class=\"test-box\">\n <div class=\"quote-mark\">\u201d<\/div>\n <h4>Rajesh Singh<\/h4>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <p>The entire process was remarkably straightforward. They asked for supporting documents such as salary slips and utility bills. While the interest rates were reasonable, what truly impressed me and made me choose Loan-Guru was their speed\u2014I received my loan on the same day I applied.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"about-us\">\n <div class=\"about-left\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x400\/cccccc\/666666?text=Office+Team\" alt=\"Team\">\n <div class=\"about-overlay\">Direct<br>Lending<span>Solution<\/span><\/div>\n <\/div>\n <div class=\"about-right\">\n <span class=\"sub\">About us:<\/span>\n <h2>Authorized financial company operating in KL & Selangor<\/h2>\n <p>We are licensed loan company that operates under the regulation of KPKT \/ Kementerian Perumahan & Kerajaan Tempatan. We strictly obey the law and regulations set forth by the Money Lending Act 1951.<\/p>\n <p>We do provide the best solutions with lowest rate in Malaysia, loan safe with us now!<\/p>\n <p style=\"font-size: 11px; color: #888; margin-bottom: 30px;\">Our business license is not made public due to concerns about potential fraudsters impersonating our employees. If needed, you can request our staff to provide the relevant documents to help you decide whether to apply for a loan with our company.<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/section>\n\n \n <section id=\"stats-section\">\n <div class=\"stat-box\">\n <h2>10<\/h2>\n <p>Years of business<\/p>\n <\/div>\n <div class=\"stat-box\">\n <h2>488<\/h2>\n <p>Satisfied customers<\/p>\n <\/div>\n <div class=\"stat-box\">\n <h2>98%<\/h2>\n <p>Approval rate<\/p>\n <\/div>\n <\/section>\n\n \n <section id=\"nos-section\">\n <h2>3 NOs to protect you as our customer<\/h2>\n <div class=\"nos-grid\">\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Hidden\" alt=\"No hidden charges\">\n <p>No hidden charges<\/p>\n <\/div>\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Guarantor\" alt=\"No guarantor\">\n <p>No guarantor required<\/p>\n <\/div>\n <div class=\"no-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/cccccc\/666666?text=No+Upfront\" alt=\"No upfront\">\n <p>No upfront payment required<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"special-package\">\n <h2>Special package offer in KL & Selangor<\/h2>\n <div class=\"package-cards\">\n <div class=\"pkg-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x300\/cccccc\/666666?text=Personal\" alt=\"Personal Loan\">\n <div class=\"pkg-content\">\n <h3>Personal loan<\/h3>\n <p>We provide the best personal loan packages in the whole KL and Selangor. We specialize in this field and try our best to approve your personal loan application.<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/div>\n <div class=\"pkg-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/600x300\/cccccc\/666666?text=Business\" alt=\"Business Loan\">\n <div class=\"pkg-content\">\n <h3>Business loan<\/h3>\n <p>To start or expand your business, sufficient capital is crucial. Cash flow is vital for sustainability and growth. We offer fast cash approval and reasonable repayment packages tailored to overcome financial challenges. Contact our specialists today for more details!\"<\/p>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"chart-section\">\n <h2>Payback chart<\/h2>\n <p class=\"sub\">For referrence<\/p>\n <table>\n <thead>\n <tr>\n <th>Loan Amount<\/th>\n <th>6 Months<\/th>\n <th>9 Months<\/th>\n <th>12 Months<\/th>\n <th>18 Months<\/th>\n <th>24 Months<\/th>\n <th>36 Months<\/th>\n <th>48 Months<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>RM5,000<\/td><td>RM840.64<\/td><td>RM562.52<\/td><td>RM423.47<\/td><td>RM284.42<\/td><td>RM214.91<\/td><td>RM145.41<\/td><td>RM110.67<\/td>\n <\/tr>\n <tr>\n <td>RM10,000<\/td><td>RM1,681.28<\/td><td>RM1,125.05<\/td><td>RM846.94<\/td><td>RM568.84<\/td><td>RM429.81<\/td><td>RM290.81<\/td><td>RM221.34<\/td>\n <\/tr>\n <tr>\n <td>RM50,000<\/td><td>RM8,406.40<\/td><td>RM5,625.23<\/td><td>RM4,234.68<\/td><td>RM2,844.22<\/td><td>RM2,149.06<\/td><td>RM1,454.06<\/td><td>RM1,106.72<\/td>\n <\/tr>\n <tr>\n <td>RM100,000<\/td><td>RM16,812.80<\/td><td>RM11,250.46<\/td><td>RM8,469.37<\/td><td>RM5,688.43<\/td><td>RM4,298.12<\/td><td>RM2,908.12<\/td><td>RM2,213.43<\/td>\n <\/tr>\n <tr>\n <td>RM300,000<\/td><td>RM50,438.41<\/td><td>RM30,376.48<\/td><td>RM25,408.11<\/td><td>RM17,065.30<\/td><td>RM12,894.36<\/td><td>RM8,724.36<\/td><td>RM6,640.30<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n \n <div class=\"chart-footer\">\n <p>Loan interest rates not exceeding: 18% per annum (Unsecured),<br>12% per annum (Secured)<\/p>\n <p>Minimum duration of payment: 3 months.<br>Maximum repayment period: 36 months.<br>*Payment period is negotiable.<\/p>\n <p>Max. annual percentage rate (APR) is<br><strong>3 - 6%<\/strong><\/p>\n <p>For more information on the current rate please contact us.<br>there are no hidden costs or fees.<\/p>\n <\/div>\n \n <p class=\"disclaimer\">* ANY STATEMENT THAT CONTRAVENES ACT 400, MISLEADING, REPRESENTATION OR FALSE INFORMATION REGARDING THIS ADVERTISEMENT CAN BE LODGED AS A COMPLAINT USING THE KPKT INTEGRATED COMPLAINT SYSTEM THROUGH <a href=\"HTTPS:\/\/ADUAN.KPKT.GOV.MY\">HTTPS:\/\/ADUAN.KPKT.GOV.MY<\/a><\/p>\n <\/section>\n\n \n <section id=\"cta-section\">\n <div class=\"cta-box\">\n <h2>Get your loan today!<\/h2>\n <a href=\"#\" class=\"btn-dark\">Apply now<\/a>\n <\/div>\n <div class=\"cta-box\">\n <h2>Contact us now!<\/h2>\n <a href=\"#\" class=\"btn-dark\">Call us now<\/a>\n <\/div>\n <\/section>\n\n \n <section id=\"scam-section\">\n <div class=\"scam-card\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/300x200\/000000\/ffffff?text=Warning\" alt=\"Scam Warning\">\n <div class=\"scam-content\">\n <h4>If You Encounter Any Suspicious Phishing Scams, Please Contact These Numbers Immediately.<\/h4>\n <p>\ud83d\udd17 <a href=\"https:\/\/semakmule.rmp.gov.my\">https:\/\/semakmule.rmp.gov.my<\/a><\/p>\n <p>\ud83d\udcac \u00a9 CCID INFOLINE: 013-211 1222 (WhatsApp)<\/p>\n <p>\ud83d\udcde \u00a9 CCID SCAM RESPONSE CENTRE: 03-2610 1559 \/ 1599<\/p>\n <p style=\"text-transform: uppercase; font-size: 12px; margin-top: 15px;\">JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <footer>\n <div class=\"footer-grid\">\n <div class=\"footer-col\" style=\"flex: 1.5;\">\n <div class=\"footer-logo logo-placeholder\">Direct<br>Lending<span>Solution<\/span><\/div>\n <p>Direct Lending Solution is a trusted financial consultant company in KL & Selangor, licensed and certified under KPKT and the governing laws of Malaysia. Contact us to find out how we can help you improve your financial health.<\/p>\n <br>\n <p>Direct Lending Solution is managed by<br>DIRECT LENDING SDN. BHD.<\/p>\n <\/div>\n \n <div class=\"footer-col\">\n <img decoding=\"async\" src=\"https:\/\/via.placeholder.com\/150x200\/ffffff\/000000?text=License+Doc\" class=\"kpkt-img\" alt=\"KPKT License\">\n <p><strong>Business Hour:<\/strong><br>Mon - Sun: 9am - 6pm<\/p>\n <p>\u2022 UNIT 22-3A & 22-5, LEVEL 22, OVAL DAMANSARA, 685, JALAN DAMANSARA,TAMANTUNDR.SLMAIL 60000 KUALALUMPUR.<\/p>\n <p>\u2022 +60 11-3302 1352<\/p>\n <p>\u2022 general@directlendingsolution.com<\/p>\n <\/div>\n \n <div class=\"footer-col\">\n <h5>Campany Name:<\/h5>\n <p>DIRECT LENDING SDN. BHD.<\/p>\n \n <h5>SSM registration number:<\/h5>\n <p>201601007201 (1178129-H)<\/p>\n \n <h5>KPKT License:<\/h5>\n <p>WL7784\/14\/01-3\/250827<\/p>\n \n <h5>Validity date:<\/h5>\n <p>26\/08\/2025 - 25\/08\/2027<\/p>\n <\/div>\n <\/div>\n \n <div class=\"footer-bottom\">\n Copyright \u00a9 2026 Direct Lending | Privacy Policy\n <\/div>\n <\/footer>\n\n \n <div class=\"float-whatsapp\">\n <div class=\"contact-tag\">Contact us<\/div>\n <div class=\"wa-icon\">\u2706<\/div>\n <\/div>\n \n <div class=\"back-top\">^<\/div>\n\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Direct Lending Solution DirectLendingSolution Home About Us Why Choose Us Type of Loan Testimonial Apply Now Your one-stop financial solution […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10"}],"version-history":[{"count":54,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":109,"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=\/wp\/v2\/pages\/10\/revisions\/109"}],"wp:attachment":[{"href":"https:\/\/directlendingsolution.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}