Direct Lending – Get personal and business loans approved in just one hour with high loan amounts, low interest rates starting at 1.5%, and a simple application process.

Instant Approval - Settle Within the Day

Quick Approval Financing Up to RM250,000.

No prepayment or hidden fees, plus 24/7 customer support.
Apply Now and Get Cash Within 1 Hour.

24/7 customer support

Fast 30mins approval process

Low & afforable rate at 3%

Up to RM1 million loan amount

Up to 10 years flexible repayment terms

Who can apply

Apply now with Direct Lending Solution

Documents requirement

Personal loan

Copies of 3 months salary slips (minimum monthly salary RM3000)
Copy of the latest month's water/electricity bill
Salary credited directly into bank account (auto-credit)

Business loan

Copies of SSM for at least 2 months
Bank statements for 2 months
Copy of the latest month's water/electricity bill

3 simple steps to get loan

1. Online application

WhatsApp or submit application form. Easy without upfront fees & guarantor.

33%

2. In progress & approve

Our 24/7 customer support will go through your application. Just 30 minutes to get instant approval. Blacklisted/bad credit are welcomed.

66%

3. Receive instant transfer

Receive your loan within 2 hours upon approval. Grab your loan today from us.

100%

Customer testimonials

Muhammad Azril

At first, I was wary of potential scams, particularly with companies that ask for upfront payments or deposits. However, this company quickly approved my application without any extra charges. They offered multiple package options tailored to my needs, which made me feel entirely confident in my choice. I’m extremely grateful!

Janice Chua

I urgently needed funds to cover medical expenses for my family, and a friend suggested this website to me. It was my first experience applying for a loan online, and I highly recommend their services. Their advisor patiently answered all my questions and offered several solutions. I feel safe and secure using their services.

Rajesh Singh

The entire process was remarkably straightforward. They asked for supporting documents such as salary slips and utility bills. While the interest rates were reasonable, what truly impressed me and made me choose Loan-Guru was their speed—I received my loan on the same day I applied.

About us:

Authorized financial company operating in KL & Selangor

We are licensed loan company that operates under the regulation of KPKT / Kementerian Perumahan & Kerajaan Tempatan. We strictly obey the law and regulations set forth by the Money Lending Act 1951.

We do provide the best solutions with lowest rate in Malaysia, loan safe with us now!

Our business license is not made public due to concerns about potential fraudsters impersonating our employees. If needed, you can request our staff to provide the relevant documents to help you decide whether to apply for a loan with our company.

Years of business

Satisfied customers

Approval rate

0 %

3 NOs to protect you as our customer

No hidden charges

No guarantor required

No upfront payment required

Special package offer in KL & Selangor

Personal loan

We provide the best personal loan packages in the whole KL and Selangor. We specialize in this field and try our best to approve your personal loan application.

Apply now

Business loan

To start or expand your business, sufficient capital is crucial. Cash flow is vital for sustainability and growth. We offer fast cash approval and reasonable repayment packages tailored to overcome financial challenges. Contact our specialists today for more details!"

Apply now

Payback chart

For referrence

Loan Amount	6 Months	9 Months	12 Months	18 Months	24 Months	36 Months	48 Months
RM5,000	RM840.64	RM562.52	RM423.47	RM284.42	RM214.91	RM145.41	RM110.67
RM10,000	RM1,681.28	RM1,125.05	RM846.94	RM568.84	RM429.81	RM290.81	RM221.34
RM50,000	RM8,406.40	RM5,625.23	RM4,234.68	RM2,844.22	RM2,149.06	RM1,454.06	RM1,106.72
RM100,000	RM16,812.80	RM11,250.46	RM8,469.37	RM5,688.43	RM4,298.12	RM2,908.12	RM2,213.43
RM300,000	RM50,438.41	RM30,376.48	RM25,408.11	RM17,065.30	RM12,894.36	RM8,724.36	RM6,640.30

Loan interest rates not exceeding: 18% per annum (Unsecured),
12% per annum (Secured)

Minimum duration of payment: 3 months.
Maximum repayment period: 36 months.
*Payment period is negotiable.
Max. annual percentage rate (APR) is
3 – 6%

For more information on the current rate please contact us.
there are no hidden costs or fees.

* ANY STATEMENT THAT CONTRAVENES ACT 400, MISLEADING, REPRESENTATION OR FALSE INFORMATION REGARDING THIS ADVERTISEMENT CAN BE LODGED AS A COMPLAINT USING THE KPKT INTEGRATED COMPLAINT SYSTEM THROUGH HTTPS://ADUAN.KPKT.GOV.MY

Get your loan today!

Contact us now!

If you encounter any suspicious phishing scams, please contact These Numbers immediately.

JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA

Address:

Lot F014, Season Square, Jalan PJU 10/3C, Damansara Damai, 47830 Petaling Jaya, Selangor

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